Compound interest is either the greatest opportunity or the greatest threat of your life.
Interest never sleeps nor sickens nor dies. Once in debt, interest is your companion every minute of the day and night; you cannot shun it or slip away from it; you cannot dismiss it; it yields neither to entreaties, demands, or orders; and whenever you get in its way or cross it course or fail to meet its demands, it crushes you.
— J. Rueben Clark Jr.
Don’t have an “out of money” experience ever again. Learn to earn interest and never pay more interest than you have to.
Paying excess interest is stealing from your future you and life proves that your future you will need money when there is none to be had if you didn’t save for a time of need.
The Internet Dark Ages 